Maximize Your Family Travels with a New Free Lounge Credit Card

If you are a frequent traveler, especially with family, a new credit card option may help you cut down on airport lounge expenses significantly. AU Small Finance Bank, in partnership with Paytm, has introduced a special RuPay credit card that provides cardholders with up to 12 free lounge visits annually.

Introducing the Paytm AU SFB Credit Card

Launched on October 21, this unique credit card is tailored for families looking to enjoy the comforts of airport lounges without incurring extra costs. With no joining or annual fees, the Paytm AU SFB Credit Card promises a hassle-free experience. The card not only rewards everyday purchases made through Paytm UPI but also offers bonus benefits for travel bookings and Paytm Gold purchases.

Your Family's Lounge Access

A standout feature of this card is its provision for family lounge access. Up to four family members, traveling on the same eligible round-trip flights booked via Paytm, can enjoy complimentary lounge visits, which can total up to 12 visits per year. Lounge entry is made easy with a QR code, meaning there is no need to present a physical card at the entrance.

However, it’s essential to be aware that eligibility conditions apply. Therefore, travelers should review the specific terms to ensure they qualify for the lounge benefit before making their plans.

Rewarding Benefits of the Card

The Paytm AU SFB Credit Card offers rewarding cashback for its users, depending on their spending categories:

• Up to 2% rewards: Earn rewards on eligible Paytm UPI transactions, including payments for essential items like groceries and cab rides.
• 5% rewards: Enjoy higher rewards when making Paytm Travel bookings and purchasing Paytm Gold.

Moreover, the card maintains its appeal as a lifetime-free option, allowing users to earn rewards without any annual fees. When it comes to redeeming rewards, cardholders can exchange points for Paytm Gold at an attractive rate of ₹1 per point, along with options for vouchers and bill payments.

Understanding Reward Limits

While the card features appealing reward rates, it’s crucial for potential users to check all detailed terms. The rates mentioned apply only to eligible transactions, and there may be exclusions or limits that could affect total earnings.

Application Process Made Simple

Interested customers can easily apply for the Paytm AU SFB Credit Card through the Paytm app. Here's how:

1. Open the Paytm app and search for ‘Credit Card’.
2. Select ‘Get Credit Card’ and choose the Paytm AU SFB Credit Card.
3. Tap ‘Apply Now’ and provide the required information.
4. Complete the KYC and verification steps.
5. Submit your application and track its status directly from the app.

Approval will be contingent upon the bank's verification process, so it is vital to ensure that all details provided are accurate.

Is This Card Right for You?

For those who frequently utilize Paytm UPI, this credit card can be a valuable addition to your wallet. Its family lounge benefit is a significant perk, especially for travelers who fly often. The lifetime-free structure means it’s easy to maximize the card's potential without incurring fees.

Nevertheless, the advantages are particularly beneficial for regular travelers who can utilize the lounge access and make eligible transactions. If you do not travel often or have limited spending on eligible categories, the card may not provide as much value.

Before committing, it’s wise to compare the lounge benefits, rewards potential, and overall policies of this card with others you may currently hold. A high headline reward rate does not necessarily guarantee the best value overall.

Key Highlights:

• Up to 12 complimentary family lounge visits available annually on eligible flights booked via Paytm.
• Lifetime-free card offers up to 2% rewards on eligible Paytm UPI spending and 5% on travel and gold purchases.