Travel Rinse Repeat
How to Apply for an American Express Business Card
Card Reviews 5 min read

How to Apply for an American Express Business Card

If you've been hesitant to apply for a small-business credit card because you're unsure where to start or if you're even eligible, you might find the process is a lot less intimidating than it seems. American Express offers a large portfolio of business cards , so you're bound to find something that fits your business

Citi Diamond Preferred Review — A Smart Debt-Reduction Option
Card Reviews 1 min read

Citi Diamond Preferred Review — A Smart Debt-Reduction Option

Our commitment to transparency The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. We publish editorial content and card reviews to help you find a great card to turn your goals into reality. We may earn

Is the Capital One Venture X Right for You?
Card Reviews 5 min read

Is the Capital One Venture X Right for You?

Since it first appeared on the scene back in 2021, the Capital One Venture X Rewards Credit Card quickly became one of the top travel rewards credit cards. It offers tons of valuable perks , from lounge access and annual travel statement credits to anniversary bonus miles and a solid return on everyday spending. That

Delta Amex Welcome Offers: Earn Up to 200,000 SkyMiles
Welcome Offers 4 min read

Delta Amex Welcome Offers: Earn Up to 200,000 SkyMiles

Delta Air Lines and American Express have launched a new round of limited-time welcome offers across their cobranded credit card lineup. Together, they offer a slate of cards for everyone from occasional flyers to frequent travelers. Depending on the card, new cardmembers can earn thousands of SkyMiles , statement credits or even round-trip Delta Comfort

Who Does Credit Card Travel Insurance Protect?
Card Strategy 5 min read

Who Does Credit Card Travel Insurance Protect?

No matter how carefully you plan your vacation, bad weather or mechanical delays can throw your trip off track without warning. That's why it's important to consider getting travel insurance to protect your trip. Thankfully, many of the top travel rewards cards on the market include various travel protections automatically when you use your card

Guide to Chase Ink Business Credit Cards
Card Reviews 7 min read

Guide to Chase Ink Business Credit Cards

While Chase offers a robust portfolio of personal credit cards, the issuer also has a suite of business cards tailored to different types of companies and expenses. Known as the Ink Business family, these credit cards earn either cash back or Chase Ultimate Rewards points. They generally offer lucrative welcome bonuses and high earning potential

Top No-Annual-Fee Business Cards for 2026
Card Reviews 5 min read

Top No-Annual-Fee Business Cards for 2026

Looking for a no-annual-fee business credit card that'll help you earn valuable rewards? You're in the right place — and you've got some solid options. These cards are especially useful for freelancers, side hustlers and small-business owners who want to earn points or cash back without adding another fixed cost to their monthly expenses. While

Getting the Most from the Amex Platinum Card
Card Reviews 6 min read

Getting the Most from the Amex Platinum Card

The American Express Platinum Card® is one of the most benefits-rich premium travel rewards cards available. But its value doesn't just lie in the Amex Membership Rewards points you can earn with it. The Amex Platinum's true utility comes from its impressive slate of benefits — both travel-related and otherwise — that can be worth

Everything to Know About Authorized Credit Card Users
Card Strategy 4 min read

Everything to Know About Authorized Credit Card Users

Adding an authorized user to your credit card account can be a great way to meet spending requirements, accrue more points and even help a beginner build their credit history. That said, there are also risks associated with adding an authorized credit card user. It's important to choose someone who is responsible and able to

When to Use — and When to Skip — the Amex Gold Card
Card Reviews 5 min read

When to Use — and When to Skip — the Amex Gold Card

The American Express® Gold Card has long been one of the most popular rewards cards for people who spend heavily on food. Between its high earning rates at restaurants worldwide and U.S. supermarkets (subject to spending caps), and its collection of dining-focused statement credits, it can deliver significant value for the right cardmember. But that

Ritz-Carlton Card Review: Should You Add It?
Card Reviews 1 min read

Ritz-Carlton Card Review: Should You Add It?

Our commitment to transparency The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. We publish editorial content and card reviews to help you find a great card to turn your goals into reality. We may earn

Don't Cancel: How to Downgrade a Chase Card
Card Strategy 4 min read

Don't Cancel: How to Downgrade a Chase Card

If you have a premium Chase credit card in your wallet, every so often, it makes sense to think about things like: Is the annual fee worth paying ? Are you actually using the card's benefits ? Does the card still fit your spending and travel? If you answer no to any of the questions