If you carry a premium rewards card, many of its statement credits reset midyear or quarterly. Unused biannual credits typically expire June 30, so now is the time to review your cards and redeem any remaining perks.
American Express
– The Business Platinum Card from Amex
– Up to $300 statement credit every six months (up to $600/year) for prepaid Fine Hotels + Resorts or The Hotel Collection bookings made through Amex Travel (Hotel Collection requires two-night minimum).
– Up to $90 per quarter for eligible Indeed purchases (up to $360/year).
– Up to $50 per quarter for eligible Hilton purchases (up to $200/year); enrollment in Hilton for Business required.
– Note: Some benefits require enrollment.
– American Express Platinum Card
– Up to $300 statement credit every six months (up to $600/year) for prepaid Fine Hotels + Resorts or The Hotel Collection bookings via American Express Travel (two-night minimum for Hotel Collection).
– Up to $100 per quarter for Resy purchases in the U.S. (up to $400/year).
– Up to $75 per quarter for Lululemon purchases in the U.S. (up to $300/year).
– If you haven’t used your airline fee credit yet (up to $200/year), datapoints indicate you may be able to change your designated airline with Amex before June 30 so you can use the remaining allowance.
– Enrollment is required for select credits.
– American Express Gold Card
– Up to $50 statement credit every six months for Resy purchases (up to $100/year). Enrollment required.
Hilton (Amex cobranded)
– Hilton Honors American Express Aspire Card
– Up to $200 statement credit every six months at participating Hilton Resorts (up to $400/year). Eligible for room charges and incidentals.
– Up to $50 per quarter in flight statement credits (up to $200/year) for flights paid directly with an airline or via Amex Travel.
– The Hilton Honors American Express Business Card
– Up to $60 per quarter in statement credits for purchases charged at Hilton properties (up to $240/year). Applies to room charges and incidentals.
– Hilton Honors American Express Surpass Card
– Up to $50 per quarter in statement credits at Hilton properties (up to $200/year).
Bilt
– Bilt Palladium Card
– Up to $200 statement credit every six months for hotel bookings through the Bilt Travel portal (up to $400/year). Two-night minimum applies.
– Bilt Obsidian Card
– Up to $50 statement credit every six months for hotel bookings through the Bilt Travel portal (up to $100/year). Two-night minimum applies.
Chase
– Chase Sapphire Reserve
– Up to $150 statement credit every six months (up to $300/year) for StubHub and Viagogo event tickets (activation required); valid through Dec. 31, 2027.
– Up to $150 statement credit every six months (up to $300/year) for dining at Sapphire Reserve Exclusive Tables via OpenTable.
– Reminder: The Edit hotel credit (two $250 credits for prepaid stays of two nights or more) is not biannual-limited but cannot be combined.
– Chase Sapphire Reserve for Business
– Up to $200 statement credit every six months for ZipRecruiter (up to $400/year), available through Dec. 31, 2027.
– Up to $50 statement credit every six months for Giftcards.com purchases via the designated portal (up to $100/year), available through Oct. 31, 2028.
Citi
– Citi Strata Elite Card
– Up to $100 statement credit every six months (up to $200/year) for Blacklane chauffeur bookings.
Tips and final notes
– Many credits require enrollment or activation; check your card’s benefits portal and enroll where necessary.
– Some hotel credits require booking through a specific portal (Amex Travel, Bilt Travel, The Edit) and may have minimum-stay rules.
– Quarterly credits reset July 1, so act before June 30 to avoid losing midyear allowances.
– Regularly review the cards in your wallet to confirm the credits you actually use and whether the cards still align with your spending.
Bottom line: Statement credits are one of the best ways to offset premium card annual fees. If you haven’t redeemed the biannual or quarterly credits listed above, use them before June 30 so they don’t go to waste.