April 30, 2026 • 5 min read
Many TPG staff favor the American Express® Gold Card for its strong rewards on dining and U.S. supermarket spending and its recent refresh of benefits. The card carries a $325 annual fee and includes multiple statement credits and ongoing perks that can help offset that cost.
Welcome offer
Find your targeted offer — you may be eligible for as high as 100,000 Membership Rewards points after spending $8,000 on purchases in your first six months of card membership. (Welcome offers vary and you may not be eligible.) TPG values this offer at up to $2,000 based on April 2026 valuations. A similar targeted treatment exists for the American Express Platinum Card®, which has offered as high as 175,000 bonus points with higher spend requirements.
Earning rates
– 5x points per dollar on prepaid hotels booked through amextravel.com and the Amex Travel App™
– 4x points per dollar on dining at restaurants worldwide (on up to $50,000 per calendar year, then 1x)
– 4x points per dollar on up to $25,000 in purchases at U.S. supermarkets per calendar year (then 1x)
– 3x points per dollar on flights booked directly with airlines or through amextravel.com and the Amex Travel App
– 2x points per dollar on car rentals booked through amextravel.com and on cruises booked through amextravel.com
– 1x point per dollar on all other eligible purchases
Membership Rewards points transfer to many loyalty partners, including Air Canada Aeroplan and Air France-KLM Flying Blue, enabling outsized value for business-class awards or resort stays.
Statement credits and perks
– Up to $10 monthly (up to $120/year) in dining statement credits at participating merchants such as Buffalo Wild Wings, Five Guys, Goldbelly (through June 30), Grubhub, The Cheesecake Factory, Wine.com (through June 30) and Wonder.^
– Up to $10 monthly (up to $120/year) in Uber Cash for Uber Eats and Uber rides in the U.S. (must add the Amex Gold to the Uber app)
– Up to $100 annually in Resy statement credits, split into two $50 credits issued semiannually (enrollment required)
– Up to $7 monthly (up to $84/year) in Dunkin’ statement credits for U.S. Dunkin’ locations (enrollment required)
– Hertz Five Star status (registration in Hertz Gold+ required), offering space-available upgrades and bonus points
Limited-time 60th-anniversary benefits
– One-time statement credit up to $96 for an annual Uber One membership (through Oct. 30)*
– 20% transfer bonus when transferring Amex points to Hilton Honors (through May 30)
– Special offers for select The Hotel Collection properties (minimum two-night stay required; through July 15)
(^New benefit; *Enrollment required where noted.)
Why consider the Amex Gold?
The card’s elevated earning on dining and groceries and its suite of statement credits make it highly valuable for food-focused spenders. If you fully use the card’s ongoing credits, you can realize about $424 in value annually, which exceeds the $325 annual fee. Combined with transferable Membership Rewards points and valuable airline/hotel partners, the Amex Gold is a strong choice for many travelers and everyday spenders.
Bottom line
The American Express Gold Card offers compelling ongoing value for people who spend at restaurants and U.S. supermarkets and who can make use of the card’s statement credits and transfer partners. Check your targeted welcome offer to see if you qualify for up to 100,000 bonus points after meeting the required spend.
Apply here: American Express Gold Card
For rates and fees of the American Express Gold Card, review the issuer’s disclosures.
Featured image credit: WESEND61/GETTY IMAGES
Editorial disclaimer: Opinions expressed here are the author’s alone and have not been reviewed or endorsed by any bank, credit card issuer, airline or hotel chain.
