The cards we feature come from partners who compensate us when you are approved through our site, which may affect placement. We don’t cover every card, but our analysis, reviews and opinions are editorial. Terms apply to offers listed here; see the site’s advertising policy and product review methodology for details.
Editor’s note: This is a recurring post, regularly updated.
Overview
If you frequently shop at Amazon, the Prime Visa (issued by Chase) is worth considering. The card has no annual fee but requires an active Amazon Prime membership ($14.99/month or $139/year). It’s known for strong cash-back earnings on Amazon and Whole Foods purchases.
Welcome offer
New Prime Visa applicants who are Prime members will receive an instant $250 Amazon gift card upon approval. The gift card is delivered immediately — no spend is required — making it useful for early holiday shopping or offsetting rising prices. This matches the card’s best-ever bonus, last seen during Prime Day 2025, so now is a good time to apply if you’re interested.
Earning and redemptions
The Prime Visa offers several ongoing bonus-earning categories:
– Up to 10% cash back on rotating selections at Amazon.com
– 5% cash back on Amazon.com, Amazon Fresh and Whole Foods purchases
– 5% cash back on travel booked through Chase Travel℠
– 2% cash back on gas, local transit and commuting (including ride-hailing) and restaurants (takeout and delivery included)
– 1% cash back on all other purchases
Rewards post as points that can be redeemed for cash back, Amazon purchases, gift cards or travel through the Chase Travel portal. Redemptions can be available as soon as the next day — for example, $1,000 spent at Amazon at 5% equals $50 in cash back.
Benefits and protections
The card includes a range of purchase and travel protections such as:
– Auto rental coverage
– Baggage delay insurance
– Extended warranty protection
– Lost luggage reimbursement
– Purchase protection
– Roadside assistance
– Travel accident insurance
– Travel and emergency assistance
Eligibility note
You must be within Chase’s 5/24 rule to be eligible to apply for this card. If you’re near the 5/24 limit and plan to apply for other Chase cards that may offer different benefits or transferable points, consider timing applications accordingly. If you don’t shop at Amazon often or don’t have Prime, this card may not be the best fit.
Bottom line
The Prime Visa is a strong, no-annual-fee option for Prime members who shop at Amazon and Whole Foods, offering an industry-leading 5% back on those purchases. The current instant $250 Amazon gift-card welcome offer matches the card’s best-ever bonus, making this a favorable time to apply if you meet eligibility and are a regular Amazon shopper.
Apply here: Prime Visa
Featured image: DRAZEN_/GETTY IMAGES
Editorial disclaimer: Opinions expressed are the author’s alone and have not been reviewed, approved or endorsed by any bank, credit card issuer, airline or hotel chain.
