This recurring guide explains who can apply for the Capital One Venture Rewards Credit Card and qualify for its welcome bonus.
Key eligibility rules
– Six-month rule: You must wait six months between Capital One card applications. If you were approved for any Capital One card in the last six months, wait before applying for the Venture.
– 48-month bonus rule: If you received the welcome bonus for the Capital One Venture or the Venture X in the past 48 months, you are not eligible to receive the bonus again for those cards.
– “Family” rule for Venture lineup: Capital One treats the Venture cards as a family when moving “down” in annual fee. If you earned the Venture X bonus (higher-fee card) in the last 48 months, you cannot get the Venture card bonus. Earning the bonus on the no-annual-fee VentureOne does not block you from earning the Venture (you’d be moving up).
Credit score guidance
– TPG recommends a minimum credit score of about 670 for the Venture. Capital One states you should have excellent credit, but approvals have occurred below 670. If you have very low or no credit, consider a credit-building card first.
Venture Rewards — basics
– Current welcome bonus: 75,000 bonus miles after $4,000 in purchases within three months of account opening. TPG values this bonus (November 2025) at about $1,388.
– Redemption options: Redeem miles at a flat 1 cent per mile toward travel-related statement credits and Capital One Travel bookings, or transfer miles (most at a 1:1 ratio) to 15+ airline and hotel partners for potentially greater value.
– Annual fee: $95.
– Earning rates: 5 miles per dollar on hotels, rental cars and vacation rentals booked through Capital One Travel; 2 miles per dollar on all other purchases.
– Ongoing benefits: auto rental collision damage waiver, no foreign transaction fees, travel accident insurance, and up to a $120 credit for Global Entry or TSA PreCheck application fee.
Bottom line
The Capital One Venture Rewards is a strong travel rewards card for a $95 annual fee, offering a competitive welcome bonus and simple earning. But approval can be limited by Capital One’s tightened rules across the Venture family. If you haven’t received a Venture or Venture X bonus in the past 48 months, have waited six months since any other Capital One approval, and have roughly a 670+ credit score (recommended), you’re likely a good candidate to apply.
For full details, review the card’s terms and Capital One’s offers before applying.
